Contract4Deed

State legal library

Owner-finance law
in all 51 jurisdictions.

Statute citations, default cure periods, recording requirements, seller remedies — summarized for every state plus the District of Columbia. Public-law research as a starting point. Not legal advice.

Curated · 51 of 51

Alabama

AL

Ala. Code § 35-4-50 et seq.

General contract law

Alaska

AK

AS § 34.15 (conveyances); AS § 09.45 (real actions)

General contract law

Arizona

AZ

A.R.S. § 33-741 et seq.

Specific statute

Arkansas

AR

Ark. Code Ann. § 18-12-101 et seq. (recording)

General contract law

California

CA

Cal. Civ. Code § 2985 et seq.; § 2924 et seq.

Heavily regulated

Colorado

CO

C.R.S. § 38-35-126; § 38-38-101 et seq.

Specific statute

Connecticut

CT

Conn. Gen. Stat. § 47-10; § 49-1 et seq.

General contract law

Delaware

DE

25 Del. C. § 153 et seq.

General contract law

District of Columbia

DC

D.C. Code § 42-401 et seq.

General contract law

Florida

FL

Fla. Stat. § 697.01; § 702 (foreclosure)

Specific statute

Georgia

GA

O.C.G.A. § 44-14

Specific statute

Hawaii

HI

Haw. Rev. Stat. Chapter 480D

Specific statute

Idaho

ID

Idaho Code § 45-1502 et seq.; § 55-801 et seq.

General contract law

Illinois

IL

765 ILCS 67/1 et seq.; 735 ILCS 5/9-101 et seq.

Specific statute

Indiana

IN

Skendzel v. Marshall, 261 Ind. 226 (1973); Ind. Code § 32-21-1 et seq.

Well-established practice

Iowa

IA

Iowa Code Chapter 656; Chapter 558

Specific statute

Kansas

KS

K.S.A. Chapter 58 (recording); K.S.A. Chapter 60 (foreclosure)

General contract law

Kentucky

KY

KRS Chapter 382 (recording); KRS § 371.010

General contract law

Louisiana

LA

La. R.S. 9:2941 et seq.

Specific statute

Maine

ME

33 M.R.S. § 481 et seq.

General contract law

Maryland

MD

Md. Code, Real Property § 10-101 et seq.

Specific statute

Massachusetts

MA

Mass. Gen. Laws Chapter 183; Chapter 244

General contract law

Michigan

MI

MCL §§ 600.5701–600.5760; § 565.351 et seq.; § 600.3101 et seq.

Specific statute

Minnesota

MN

Minn. Stat. § 559.21

Specific statute

Mississippi

MS

Miss. Code §§ 89-1-1 et seq.

General contract law

Missouri

MO

Mo. Rev. Stat. Chapter 442; Chapter 443

General contract law

Montana

MT

Mont. Code Ann. § 70-20-101 et seq.; § 71-1-301 et seq.

General contract law

Nebraska

NE

Neb. Rev. Stat. § 76-201 et seq.; § 76-1001 et seq.

General contract law

Nevada

NV

NRS Chapter 107; NRS § 111.010 et seq.

General contract law

New Hampshire

NH

RSA 477; RSA 479

General contract law

New Jersey

NJ

N.J.S.A. 46:8B; N.J.S.A. 2A:50-1 et seq.

General contract law

New Mexico

NM

NMSA 1978 § 47-1-1 et seq.; § 48-7-1 et seq.

Well-established practice

New York

NY

N.Y. Real Property Law § 290 et seq.; RPAPL Article 13

General contract law

North Carolina

NC

N.C.G.S. § 47H-1 et seq.; Chapter 47; Chapter 45

Specific statute

North Dakota

ND

N.D.C.C. Ch. 32-18; Title 47

Specific statute

Ohio

OH

Ohio Rev. Code § 5313.01–5313.10

Specific statute

Oklahoma

OK

16 O.S. § 11.1+; 41 O.S.; 46 O.S.

General contract law

Oregon

OR

ORS § 93.905 et seq.; ORS Ch. 86; ORS Ch. 93

Specific statute

Pennsylvania

PA

68 P.S. § 902 et seq.; 21 P.S. § 351 et seq.

Specific statute

Rhode Island

RI

R.I. Gen. Laws Title 34

General contract law

South Carolina

SC

S.C. Code Title 27

Well-established practice

South Dakota

SD

SDCL § 21-50

Specific statute

Tennessee

TN

Tenn. Code Ann. Title 66

General contract law

Texas

TX

Tex. Prop. Code §§ 5.061–5.085

Specific statute

Utah

UT

Utah Code Title 57

General contract law

Vermont

VT

Vermont Statutes Title 27

General contract law

Virginia

VA

Code of Virginia Title 55.1

General contract law

Washington

WA

RCW 61.30

Specific statute

West Virginia

WV

W. Va. Code Chapter 36

General contract law

Wisconsin

WI

Wis. Stat. ch. 706; ch. 846

Specific statute

Wyoming

WY

Wyo. Stat. Title 34

General contract law

Disclaimer

These pages are public-law summaries for general informational purposes only. They are not legal advice. Owner-finance transactions are state-specific and fact-specific. Engage a licensed attorney in the parcel's state before drafting, signing, or recording any agreement.