State legal library
Owner-finance law
in all 51 jurisdictions.
Statute citations, default cure periods, recording requirements, seller remedies — summarized for every state plus the District of Columbia. Public-law research as a starting point. Not legal advice.
Curated · 51 of 51
Alabama
ALAla. Code § 35-4-50 et seq.
Alaska
AKAS § 34.15 (conveyances); AS § 09.45 (real actions)
Arizona
AZA.R.S. § 33-741 et seq.
Arkansas
ARArk. Code Ann. § 18-12-101 et seq. (recording)
California
CACal. Civ. Code § 2985 et seq.; § 2924 et seq.
Colorado
COC.R.S. § 38-35-126; § 38-38-101 et seq.
Connecticut
CTConn. Gen. Stat. § 47-10; § 49-1 et seq.
Delaware
DE25 Del. C. § 153 et seq.
District of Columbia
DCD.C. Code § 42-401 et seq.
Florida
FLFla. Stat. § 697.01; § 702 (foreclosure)
Georgia
GAO.C.G.A. § 44-14
Hawaii
HIHaw. Rev. Stat. Chapter 480D
Idaho
IDIdaho Code § 45-1502 et seq.; § 55-801 et seq.
Illinois
IL765 ILCS 67/1 et seq.; 735 ILCS 5/9-101 et seq.
Indiana
INSkendzel v. Marshall, 261 Ind. 226 (1973); Ind. Code § 32-21-1 et seq.
Iowa
IAIowa Code Chapter 656; Chapter 558
Kansas
KSK.S.A. Chapter 58 (recording); K.S.A. Chapter 60 (foreclosure)
Kentucky
KYKRS Chapter 382 (recording); KRS § 371.010
Louisiana
LALa. R.S. 9:2941 et seq.
Maine
ME33 M.R.S. § 481 et seq.
Maryland
MDMd. Code, Real Property § 10-101 et seq.
Massachusetts
MAMass. Gen. Laws Chapter 183; Chapter 244
Michigan
MIMCL §§ 600.5701–600.5760; § 565.351 et seq.; § 600.3101 et seq.
Minnesota
MNMinn. Stat. § 559.21
Mississippi
MSMiss. Code §§ 89-1-1 et seq.
Missouri
MOMo. Rev. Stat. Chapter 442; Chapter 443
Montana
MTMont. Code Ann. § 70-20-101 et seq.; § 71-1-301 et seq.
Nebraska
NENeb. Rev. Stat. § 76-201 et seq.; § 76-1001 et seq.
Nevada
NVNRS Chapter 107; NRS § 111.010 et seq.
New Hampshire
NHRSA 477; RSA 479
New Jersey
NJN.J.S.A. 46:8B; N.J.S.A. 2A:50-1 et seq.
New Mexico
NMNMSA 1978 § 47-1-1 et seq.; § 48-7-1 et seq.
New York
NYN.Y. Real Property Law § 290 et seq.; RPAPL Article 13
North Carolina
NCN.C.G.S. § 47H-1 et seq.; Chapter 47; Chapter 45
North Dakota
NDN.D.C.C. Ch. 32-18; Title 47
Ohio
OHOhio Rev. Code § 5313.01–5313.10
Oklahoma
OK16 O.S. § 11.1+; 41 O.S.; 46 O.S.
Oregon
ORORS § 93.905 et seq.; ORS Ch. 86; ORS Ch. 93
Pennsylvania
PA68 P.S. § 902 et seq.; 21 P.S. § 351 et seq.
Rhode Island
RIR.I. Gen. Laws Title 34
South Carolina
SCS.C. Code Title 27
South Dakota
SDSDCL § 21-50
Tennessee
TNTenn. Code Ann. Title 66
Texas
TXTex. Prop. Code §§ 5.061–5.085
Utah
UTUtah Code Title 57
Vermont
VTVermont Statutes Title 27
Virginia
VACode of Virginia Title 55.1
Washington
WARCW 61.30
West Virginia
WVW. Va. Code Chapter 36
Wisconsin
WIWis. Stat. ch. 706; ch. 846
Wyoming
WYWyo. Stat. Title 34
Disclaimer
These pages are public-law summaries for general informational purposes only. They are not legal advice. Owner-finance transactions are state-specific and fact-specific. Engage a licensed attorney in the parcel's state before drafting, signing, or recording any agreement.
